TAKE CONTROL OF TESTING WITH EDIT AND SIMULATION CAPABILITIES
Leading financial services and insurance companies need to thoroughly test their applicant loan or insurance rate decisions to ensure the best outcomes. DMS TestLab® provides quick and convenient access to test data contained in private test regions, and consists of an integrated Test Data Repository, Data Editor, and Bureau Simulator. It solves many of the challenges present in typical testing solutions, which tend to be time-consuming and expensive.
In periods of economic downturn, DMS TestLab® enables you to test potential impacts to your portfolio including natural disaster or declared disaster codes, accounts in forbearance or with deferred payments, and bankruptcies, collections, and other events.
To help clients test loan and policy origination systems, DMS enables you to import and depersonalize credit files into private test regions, where you can modify credit files to simulate credit events.
Go Beyond Traditional Credit Policy Testing
Watch this demo to learn how the platform allows users to have full control over their test populations, with the ability to edit reports in order to emulate any credit history behavior. Once a test population has been edited and modified as required, it can be moved to the simulator to perform end-to-end bureau testing:
Delivered via our ClientServices® portal, the editor functionality in DMS TestLab® supports all major credit bureaus and enables companies to create test credit reports, add tradelines, public records, and/or any other permissible segments. Users can edit/modify details including payment profiles, credit limits, and imported dates.
DMS TestLab® includes a powerful test repository to manage credit reports individually, by population, and by teams. Once a population has been edited and modified as required, with the ease of a click the test population can be moved to the simulator to perform end-to-end bureau testing. Build a private test region with credit files of your choice for new feature and regression testing. Perform knockout rules, score cut, and turn-down reason assembly testing and fully validate credit policy implementations. Add events to existing credit files and/or bureau archives to test system response to events.
Our Bureau Simulator functionality emulates the retrieval of credit response files as if one or more of the major credit bureaus were returning them. You’ll minimize reliance on credit bureau test data and improve the quality of your product releases. You’ll also gain control when testing both scorecards and loan origination systems with reusable test data. Complete multi-bureau system and scorecard regression tests in half the time of traditional testing methods leveraging our simulator tools.
To help facilitate testing in your portfolio, DMS offers professional services to add events to existing production files.
Complete multi-bureau system and scorecard regression tests in half the time of traditional testing methods.
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Plano, TX 75093
Toll Free: 800.367.1800