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Despite standard merchant reporting processes, differences in applicant data among the credit bureaus exist. One factor is that merchants do not necessarily report to all credit bureaus. Update processes, storage systems, database maintenance and replication methods and other factors vary from bureau to bureau. A thorough Bureau Preference Analysis will demonstrate which credit bureau has the most useful information for specific client applicant populations.
Bureau Preference Analysis enables clients to make the best economic and risk-based decisions, with the most complete applicant credit reports by product line or geographic area.
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