Identify the best bureau data to leverage for your business.

Despite standard merchant reporting processes, differences in applicant data among the credit bureaus exist. One factor is that merchants do not necessarily report to all the credit bureaus. Update processes, storage systems, database maintenance and replication methods, and other factors vary from bureau to bureau. A thorough Bureau Preference Analysis will help identify which credit bureau has the most useful information for specific client applicant populations.  For example, one bureau may have more thorough data for a certain geographic area.  Leveraging the most complete credit reports available for your applicants will enable you to make the best economic and risk-based decisions and will support a cost-effective data access strategy.