Kitch Acceptance Corporation Selects Digital Matrix Systems, Inc. to Develop Custom Credit Model

ADDISON, Texas (September 20, 2017) – Digital Matrix Systems, Inc. (DMS), a leading risk management solution provider, today announced that Kitch Acceptance Corporation (Kitch) has elected to have DMS develop a custom credit model to help decrease loan defaults.  Fort Wayne, Indiana-based Kitch specializes in purchasing and servicing indirect auto loans.  The family owned and operated company has provided personal financial services since 1908.

Auto loan defaults have been increasing, particularly among subprime borrowers.  To help counteract the rise in defaults, diligent lenders like Kitch have worked to tighten credit standards and increase the number of good loans.  This is positive for both the lender and the consumer, and is supported through effective scorecard development.

“I’m excited to see the results of our new model once it is implemented,” said Chet Kitch, president of Kitch Acceptance.  “Working with DMS has been a good experience, and we have found their team to be very thorough during the preliminary analysis.”

To date the two companies have worked on an archive project to complete an historical bureau data analysis.  This effort revealed the best attributes that would have helped prevent defaults on prior loans.  This initial analysis will be used in the coming weeks to build a new custom credit model for Kitch.

“We are very pleased to have the opportunity to collaborate with a solid company like Kitch and count them among our clients,” said David Graves, DMS executive vice president.  “Our team is driven to leverage analytics to their fullest in support of Kitch’s critical business decisions, and will work diligently to exceed their expectations.”

About Kitch Acceptance Corporation

Kitch Acceptance Corporation is a family owned and operated consumer finance company located in Fort Wayne, Indiana.  Founded in 1908 to provide small personal loans, Kitch now provides a wide variety of personal loans tailored to fit the needs of our customers.  Our loan experts can help with the purchase of a new vehicle, car repairs, debt consolidation, home appliance purchases or extra cash for personal expenses.  For more information about Kitch Acceptance Corp, visit

About Digital Matrix Systems, Inc.

Founded in 1982, DMS is an international risk management solution provider that helps clients leverage the power of data to make better-informed business decisions. Through an integrated product suite, DMS delivers secure access to consumer and commercial credit bureaus, as well as specialty data providers. As a reliable partner, DMS helps leading companies predict and manage risk in a variety of industries, including financial services, insurance, and brokerage services. The company provides data warehousing, advanced analytics, scoring models, and comprehensive consulting services, delivering strategic solutions tailored to each client’s business goals. For more information, visit

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