GROW REVENUE BY INCREASING QUALIFIED APPLICANTS

The Enhanced Underwriting™ platform is a highly customized credit decision service that supports manual underwriting efforts and credit line increase programs for banks, lenders, and creditors. With real-time access to applicants who have failed or fallen out of the automated approval process, underwriters can reevaluate those decisions. By considering variables beyond those initially evaluated, underwriters can reach beyond the automated approval system to yield more qualified applicants. Ultimately this will generate revenues associated with applications and credit line increases that may otherwise have been denied.

Enhanced Underwriting™ includes manual access to application data, scores, attributes, credit bureau data and other decision criteria, giving underwriters the ability to amend credit data and recalculate figures. The application is also highly customizable, with support for predefined screen calculations and input fields, and allows for multiple “what-if” scenarios for rescoring credit requests.

Enhanced Underwriting™ interacts with other applications, including DMS Data Warehouse®, CreditServer® and CreditAnalyst®, and provides access to the full library of DMS Summary Attributes® . Clients can administer user rights and security through this browser-based application without the need to load new software.