STRATEGIC ALLIANCES

DMS is committed to offering our clients in-depth information and experience needed to make informed decisions. That is why DMS has developed strategic alliances and partnerships with industry leading companies.

Credit Bureaus

DMS provides a single access portal to the major credit bureaus in the United States and Canada. With a single inquiry through DMS, our clients may request credit reports from one or multiple credit bureaus. DMS adds value with our proven de-duplication and merge logic that is performed when credit reports are returned to clients.

Fraud Detection/ID Score Providers

With identity fraud at an all-time high, DMS provides access to fraud detection and identification score providers. Clients may request a fraud or ID score from DMS partners that use cross-industry identity information not available through the credit bureaus. Combined with credit bureau information, clients gain even more intelligence about consumers for making business decisions.

Non-traditional Data Sources

DMS works with data providers to request additional information for inclusion when retrieving credit reports. Whether classified as no hits, underbanked, credit underserverd or thin files, this group represents more than 50 million potential applicants. Adding quality data sources provide the ability to build predictive scoring models to tap these new populations.

Loan Origination Systems

DMS is the credit bureau access portal for several well-known loan origination and decision systems. A common inquiry and response format is provided by DMS that may be used to request and receive credit reports from the major credit bureaus in the United States and Canada. DMS also provides a credit bureau access product that utilizes the credit bureau native inquiry and response formats, requiring no programming changes to the client’s origination system.